Everyone wants "affordable" housing. But few people know what that is. The U.S. Department of Housing and Urban Development has defined affordable housing as no more than 30 percent of a household's income. That means you shouldn't be paying more than 30 percent of your income for housing — whether mortgage payments or rent — plus utilities each month. "People think affordable housing means just one thing. But it doesn't," said Sandra Hamameh, program director for the Sacramento Housing Alliance. "It means being able to afford a place to live, at whatever stage you're in in your life." Levels of affordability are also based on an area's median incomes. The median incomes for Sacramento

A proposal is in the works to create one of the largest permanent supportive housing projects in the city. The $41 million building at Seventh and H streets also is poised to become the city's newest single-resident occupancy, or SRO, structure. The infill project would feature sustainable design and materials, so the developers and architects will ask the U.S. Green Building Council to certify it as a sustainable building. But perhaps most unique about the public-private project being developed by Mercy Housing and the Sacramento Housing and Redevelopment Agency is that it would offer support services to formerly homeless people in innovative and mixed-population permanent housing. Its

Thursday morning, journalist Lisa Ling, members of the City Council and the homeless and formerly-homeless community joined Mayor Kevin Johnson in launching the "Sacramento Steps Forward" initiative. A crowd of several hundred waved blue initiative flags and cheered as Johnson announced his goal "to end homelessness and focus on permanent housing." He applauded permanent housing shelters such as Mercy Housing, Turning Point and Martin Luther King Jr. Village, 3900 47th Avenue, where the launch was held. Johnson said the goal of Sacramento Steps Forward is to provide 2,400 "decent and affordable" permanent housing units over the next three years. That would nearly quadruple the amount of

Thursday afternoon, about 50 seniors, homeless and other community members participated in the Sacramento Housing Alliance Affordable Housing Bus Tour. The tour surveyed 10 different housing options and stopped to provide in-depth tours of three housing complexes. Guided by Shamus Roller, director of the SHA, Ken Cross, CEO of Sacramento Habitat for Humanity and Paul Ainger, Mercy Housing project developer, the four-hour tour began and ended at the SHA office in Midtown. "It's important to know what affordable housing means," Ainger said. According to the federal government, housing is considered "affordable" when a person renting or buying it spends no more than 30 percent of his or her