Sacramento Pre-foreclosure Workshop December 8, 2009, Gives Homeowners Education, Options, Timelines, and Strategies to Fight Back As our country hemorrhages from a foreclosure crisis of historic proportions, home values plummeting, layoffs the rule instead of the exception and millions of families having lost their homes and millions more just a couple missed payments away from being homeless, one commonsense solution to the foreclosure crisis stands out. That solution is simple, modify loa... leonsacpress Leon Williams comment-18114 2009-11-22T19:43:12Z 2009-11-22T19:43:12Z Unfortunately or fortunate (depending on your take) we exist in a culture where the population has handled their financial lives with varying degrees of efficiency. Fortunate for you, you are obviously part of the population that if you own a home have have equity still in your home, have not lost your job or experienced a catastrophic reduction in pay, have not experienced a significant lost in your retirement plan and thus have the agonizing privilege of trying to deal with your mortgage servicer who hides behind the fact that they do not own your loan. These are real issues that are leaving people who are in the that position stumped and no way to turn. You might want to argue that it may have been their fault in the first place but I believe that their is nothing wrong with compassion and we all need to have some. For many people this is very real and need help immediately. Unfortunately very few in the public really understand what is going on behind the scenes. This Stella is the real story. And besides telling the story I am a firm believer in taking action to solve any problem that needs to be solved. If you had been to our first workshop you would know that there are no products or services being sold or pitched outwardly or covertly. Because of our expertise as financial strategists and our knowledge of the industry I have made it my companies civic purpose to not only tell what is going on but to help out in any way I can without the promise of any financial benefit. If you had attended the first workshop or asked anyone you would have found out that everyone who attended came away appreciative that they were not sold or pitched in any way but were given the necessary information to understand what is going on behind the scenes and why they seem to be talking to a brick wall when dealing with there servicers. They were also given an action plan that they could implement once they left the workshop. I am an eternal Optimist and I do believe that our society can achieve a level in which we can except something from on of our fellow human beings without looking for the angle. Our only goal is to try to help defray some of the costs of doing these workshops hence the $10.00 fee. Which even if we had a full room would go very little to pay for what is costing us to do this. Taking into consideration our normal consulting rate of $125-150 per hour for our services I find that a very small thing to ask of someone to help us deliver these solutions to the community. AND YES, if by doing this there is some goodwill that is fostered as a result of what we are doing out there then I guess the veil has been dropped. People in our community might have differing opinions of who should be helped and who should not but I will not be deterred from my passion to help people in my community who need the help. I will consistently help people in my community no matter what the costs because ti is just the right thing to do. Warm Regards, Leon Williams 2009-11-22T19:43:12Z Stella M. comment-18092 2009-11-21T20:06:28Z 2009-11-21T20:06:28Z Actually, what you're doing here is promoting your service, for which you charge fees. You're not "helping the community," you are tooting your own horn, sir. There is a difference between "advertising" and "news," which you clearly do not understand. Stella M. 2009-11-21T20:06:28Z Leon Williams comment-18082 2009-11-21T09:13:05Z 2009-11-21T09:13:05Z StelleM, this problem is real. This is no self-promo. There is little that is being said about the the real problem out there. That problem is the mortgage Servicers and their incentives for not modifying mortgage loans. We need youy and the rest of the community on board to help us fight what is going on not tear us down. We are not selling a service, or product. Because of our expertise we have made it a community outreach program to inform, and teach the community how toIt is our feeling of community and trying to help the public fight back. Help us help the community. Leon Williams 2009-11-21T09:13:05Z Stella M. comment-18032 2009-11-20T17:56:36Z 2009-11-20T17:56:36Z Yet another poorly written self-promo. This is essentially a press release from a company trying to advertise its services. I don't think this qualifies as "community journalism." Stella M. 2009-11-20T17:56:36Z